Payment & finance options

At Loupe we’re here to create wonderful wow moments and what better way to do that than making paying that bit easier?

Thanks to our easy-to-apply for finance options, whether you’re looking for fine jewellery, breath-taking diamonds or the watch of a lifetime, we’ve got you covered with a range of options to help you spread the cost.

Payment methods we accept

In order to make your Loupe experience fabulous from start to finish, we accept all of the below payment methods.

Credit/debit card payments

We are happy to accept most major credit/debit cards, including Visa, MasterCard, Maestro, American Express and Delta. Payment will be taken in full when your order is despatched.

Visa Debit
American Express

Our finance provider

Beaverbrooks the Jewellers Ltd T/A Loupe offers 0% APR interest free credit on purchases of £350 and over. This credit will be provided by V12 Retail Finance.

V12 Finance
Minimum Spend £350
Available Credit Terms Orders over £350: 6, 9, 12 or 18 months.
Orders over £1,000: 24, 30 or 36 months.
APR 0% APR representative on most purchases. 14.9% APR representative on items where the full range of 0% APR credit options are not available, e.g. Sale items, Pre-Owned & Smartwatches
Deposit 0% for all purchases.

V12 Finance

The following Interest Free Credit payment terms are available. Credit is subject to status, T&Cs apply.

Up to 3 years 0% APR Interest Free Credit

The following Interest Free Credit payment terms are available. If V12 is the provider offered, each term requires a minimum deposit of 0%, or £100 if you’re spending over £1,000.

Orders over Payment term
£350 6, 9, 12 or 18 month
£1,000 24, 30 or 36 months

*Exclusions apply. Please see below

Up to 3 years 14.9% APR Representative credit

There are certain items in our range, where interest free credit may be limited to shorter terms, such as 12 or 24 months. Where this is the case, we are pleased to be able to offer you up to 3 years 14.9% APR Representative credit with V12 Finance.

This credit option is available on the following items:

  • Reduced items over £750
  • Smartwatches over £750
  • Pre-Owned watches

Get an idea of what your finance payments will look like with these examples:

Up to 3 years 0% APR Interest Free Credit Up to 3 years 14.9% APR Representative credit
Qualifying products
Qualifying products Purchases over £350*
  • Reduced items over £750
  • Smartwatches over £750
Purchase Amount
Purchase amount £1,000 £1,000
Finance Term
Finance term 36 months 36 months
Deposit £0 £100
Amount of credit
Amount of credit £1,000 £900
Monthly repayment
Monthly repayment £27.78 £30.74
Interest rate (APR representative)
Interest rate (APR representative) 0% 14.9%
Annual rate of interest
Annual rate of interest 0% 7.65%
Interest amount
Interest amount £0 £206.64
Total amount payable
Total amount payable £1,000 £1206.64
First payment occurs
First payment occurs After 1 month After 1 month

*Exclusions apply. Please note, V12 Finance is only available online on items under £50,000. For items over £50,000, please contact our Client Services team for free on 0800 316 4058.

Gift cards

Loupe Gift Cards can only be redeemed in one of our boutiques.

Gift card information
Gift card balance checker

Client orders by phone

If you’d rather speak to a real person to place your order (and why not?) then one of our fantastic Client Services Team would love to talk to you. Give them a call free on 0800 316 4058 and they’ll be more than happy to help you. Lines are open Monday-Friday 9am – 5pm (excluding bank holidays).

How to apply for finance

Applying for V12 personal finance is quick and easy. The whole process takes just a few minutes and, in most cases, you will get an instant decision.

1. Shop

Look for the ‘finance calculator’ on items over £349. Select your preferred term and deposit, then add the item to your bag.

2. Apply

Ensure the finance option is selected in the shopping bag, then proceed to checkout and select your delivery option, after which you’ll be taken to the V12 site to complete your application.

3. Decision

You’ll normally get a decision within a few moments.

4. Enjoy

We’ll send your order to the address or collection point you selected during checkout.

If you choose to pay for your order using Interest Free Credit your order must be delivered to your billing address or to a Loupe boutique or Post Office using our Click & Collect service. Interest Free Credit is not available on orders delivered outside the UK.

Making a complaint

We want you to have a fantastic experience every time you shop with us, and, like us, the finance partners we work with are committed to treating you fairly. If for any reason you aren’t happy with the service provided by us or them, please let us know. Read our complaints policy

Loupe (‘Beaverbrooks the Jewellers Ltd T/A Loupe’) acts as a credit broker, not a lender, and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance and Klarna. Loupe is authorised and regulated by the Financial Conduct Authority under FRN 672561. Loupe may receive commission from the lender for certain finance products, such as credit provided at 14.9% APR Representative. Loupe will not receive any commission for interest free credit. Credit is subject to age and status. Loupe is registered in England and Wales, company registration number 321773. Registered office: Adele House | Park Road | St Annes on Sea | FY8 1RE