Finance Options
At Loupe we’re here to create wonderful wow moments and what better way to do that than making paying that bit easier?
Thanks to our easy-to-apply for finance options, whether you’re looking for fine jewellery, breath-taking diamonds or the watch of a lifetime, we’ve got you covered with a range of options to help you spread the cost.
Our finance providers
Loupe offers 0% APR interest free credit on purchases of £350 and over. This credit will be provided by V12 Retail Finance.
| Minimum Spend | £350 |
|---|---|
| Available Credit Terms | Orders over £350: 6, 9, 12 or 18 months. Orders over £1,000: 6, 9, 12, 18, 24, 30, 36 or 48 months. |
| APR | 0% APR on most purchases. 14.9% APR representative on items where the full range of 0% credit options are not available, e.g. Sale items, Pre-Owned & Smartwatches |
| Deposit | V12: A 10% Deposit is required for all purchases. |
The following Interest Free Credit payment terms are available. Credit is subject to status, T&Cs apply.
Up to 4 years 0% APR Interest Free Credit
The following Interest Free Credit payment terms are available.
| Orders over | Payment term |
|---|---|
| £350 | 6, 9, 12 or 18 months |
| £1,000 | 6, 9, 12, 18, 24, 30, 36 or 48 months |
*Exclusions apply. Please see below
Up to 4 years 14.9% APR Representative credit
There are certain items in our range, where interest free credit may be limited to shorter terms, such as 12 or 24 months. Where this is the case, we are pleased to be able to offer you up to 4 years 14.9% APR Representative credit with V12 Finance.
This credit option is available on the following items:
- Reduced items over £750
- Smartwatches (including the TAG Heuer Connected) over £750
- Pre-Owned watches
Get an idea of what your finance payments will look like with these examples:
| Up to 4 years 0% APR Interest Free Credit | Up to 4 years 14.9% APR Representative credit | |
|---|---|---|
| Qualifying products | Purchases over £350 |
|
| Cash Price | £350.00 | £1,000.00 |
| Loan Term | 24 months | 48 months |
| Total Amount of Deposit | £35.00 | £100.00 |
| Total Amount of Credit | £315.00 | £900.00 |
| Monthly Repayment | £26.25 | £16.95 |
| Representative APR % | 0% | 14.9% |
| Annual Rate of Interest (Fixed) | 0% | 5.13% |
| Total Cost of Interest | £0.00 | £138.60 |
| Total Amount Payable | £350.00 | £888.60 |
| First Payment Occurs | After 1 month | After 1 month |
How to apply for finance
Applying for V12 Retail finance is quick and easy. The whole process takes just a few minutes and, in most cases, you will get an instant decision.
1. Boutique
Once you have found the piece your heart desires one of our team will talk you through your options including the length of the agreement and how much deposit you want to pay which will determine your monthly payments.
2. Apply
After you’ve agreed on your payment terms, we’ll process your application through the V12 website.
3. Decision
You’ll normally get a decision within a few moments.
4. Enjoy
We’ll package up your new favourite piece ready to take away to its forever home.
Making A Complaint
We want you to have a fantastic experience every time you shop with us, and, like us, the finance partners we work with are committed to treating you fairly. If for any reason you aren’t happy with the service provided by us or them, please let us know. Read our complaints policy
Beaverbrooks The Jewellers Ltd T/A Loupe is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our registration number is 672561. Beaverbrooks The Jewellers Ltd T/A Loupe offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority. Beaverbrooks the Jewellers Ltd may receive commission from the lender for certain finance products, such as credit provided at 14.9% APR Representative. The amount of commission may vary depending on the product chosen and the amount of credit taken out. Beaverbrooks the Jewellers Ltd will not receive any commission for interest free credit.